Small Savings, Big Impact: The Rise of Bangdirang, Makawanpur, Nepal
In the hills of Bandirang village, Ward No. 5 of Rakshirang Rural Municipality, Makawanpur, Sima Praja lived a very ordinary rural life, like many smallholder farmers in her community. Farming was mostly traditional, income was uncertain, and opportunities to learn or save money were very limited. Despite working hard, improving her family’s livelihood always felt difficult.
Everything began to change when Bangdirang Agricultural Group No. 2 was formed with support from Anugraha Samaj Nepal (GSN). Sima stepped forward and took responsibility as the chairperson of the group, bringing together 35 members from her community with a shared hope of change. At first, the idea was simple meet regularly, support each other, and start saving small amounts of money. The group began meeting every first day of the month, creating a regular space where members could talk, plan, and make decisions together. Sima encouraged everyone to participate and stay committed.
They started a savings group where each member saved NPR 100 every month. Slowly. Over time, their collective savings reached around NPR 30,000 to 35,000. For Sima, this was not just money it was a sign that unity could create real strength. The group began using this fund as small loans at a 2% interest rate. Members who once struggled to borrow from outside now had support within their own group. This helped families to manage emergencies, invest in farming, and reduce financial pressure. Through the support of Anugraha Samaj Nepal (GSN), Sima and other members also received training on climate-smart agriculture, soil management, seasonal crop planning, biochar use, and organic fertilizer preparation. They also learned about saving habits, banking systems, microfinance, and entrepreneurship.
These learnings changed the way Sima looked at farming and life. She began to understand how crop selection, soil health, and proper timing could improve production. At the same time, she became more confident in managing money and leading group discussions. Today, Sima sees clear changes in her community. Farmers are more organized, more aware, and more hopeful. The group is also preparing for formal registration with Raksirang Rural Municipality to strengthen its future.
Looking back, Sima feels proud of how far they have come from a group with no structure to a strong community working together for change. She said ““Before, I only worked in the field. Now, I also lead, decide, and support others. This group has changed how I see myself.” She expresses deep gratitude to Anugraha Samaj Nepal (GSN) for supporting their journey and helping women like her become more confident, capable, and self-reliant.
Related Stories
